Our Insurance Products
Explore our comprehensive insurance product offerings, including motor, property, business, liability, and individual insurance.
Looking for reliable coverage to protect your business?
Motor Insurance
Property Insurance
Fire Insurance
All-Risk Insurance
Business Interruption Insurance
Cover loss of income as a result of property damage to a business facility.
Burglary and Theft Insurance
Coverage for property taken or destroyed by breaking and entering the insured’s premises, burglary or theft, forgery or counterfeiting, fraud, kidnap and ransom, and off-premises exposure.
Boiler & Machinery or Equipment Breakdown & Machinery Insurance
Coverage for the failure of boilers, machinery and other electrical equipment. Benefits include (i) property of the insured, which has been directly damaged by the accident; (ii) costs of temporary repairs and expediting expenses; and (iii) liability for damage to the property of others. Coverage also includes inspection of the equipment.
Fidelity Insurance
Covering an employer’s loss resulting from an employee’s dishonest act (e.g., loss of cash, securities, valuables, etc.).
Special Type Insurance
Bonds
A form of debt security whereby the debt holder has a creditor stake in the company. Obligations issued by business units, governmental units and certain nonprofit units having a fixed schedule for one or more future payments of money; includes commercial paper, negotiable certificates of deposit, repurchase agreements and equipment trust certificates.
Contractors' All Risks Insurance
Workmen's Compensation insurance
Provides coverage to you as an employer in respect of your statutory liabilities under the Workmen’s Compensation Law(s) as well as the Common Law to your employees who are generally not covered by SOCSO.
Crop Insurance
Coverage protecting the insured against loss or damage to crops from a variety of perils, including but not limited to fire, lightening, loss of revenue, tornado, windstorm, hail, flood, rain, or damage by insects.
Key-Man Insurance
A policy purchased by, for the benefit of, a business insuring the life or lives of personnel integral to the business operations.
Group Benefit Insurance
Group Health
Group Personal Accident insurance
Foreign Workers Insurance Guarantee (FWIG)
Foreign Workers Hospitalisation and Surgical (FWCS or SKHPPA)
Specially designed in view of increasing hospital and surgical costs and to reduce the financial burdens of employers of foreign workers in Malaysia in the event of hospital admission of their foreign workers due to an accident or illness. FWCS/SKHPPA allows foreign workers a cashless admission into government hospitals under a Third (3rd) Class Room and Board basis but exception is given to cases which require emergency treatment at private hospitals
Liability Insurance
Directors and officers liability Insurance
Professional Errors and Omissions Liability Insurance
Medical Malpractice
Comprehensive General Liability (CGL)
Liability coverage of all business liabilities unless specifically excluded in the policy contract.
Product Liability
Liability coverage protecting the manufacturer, distributor, seller, or lessor of a product against legal liability resulting from a defective condition causing personal injury, or damage, to any individual or entity, associated with the use of the product.
Employers Liability
Coverage for the legal liability of employers arising out of injuries to employees. This code should be used when coverage is issued as an endorsement, or as part of a statutory workers’ compensation policy.
Environmental Pollution Liability
Liability coverage of an insured to persons who have incurred bodily injury or property damage from acids, fumes, smoke, toxic chemicals, waste materials or other pollutants.
Marine Related Insurance
Hull Insurance
Coverage for damage to a vessel or aircraft and affixed items.
Boatowners/Personal Watercraft Insurance
Covers damage to pleasure boats, motors, trailers, boating equipment and personal watercraft as well as bodily injury and property damage liability to others.
Inland Marine Insurance
Builders' Risk Insurance
Typically written on a reporting or completed value form, this coverage insures against loss to buildings in the course of construction. The coverage also includes machinery and equipment used in the course of construction and to materials incidental to construction.
Protection and Indemnity (P&I) Insurance
A broad form of marine legal liability insurance coverage.
Trade Credit Insurance
Trade credit insurance is a type of insurance that protects businesses against losses resulting from their customers’ inability to pay for goods or services provided on credit. It provides coverage for non-payment or late payment of commercial debts and can help businesses reduce their financial risk when extending credit to customers. With trade credit insurance, businesses can be more confident in extending credit terms to customers, knowing that they are protected against potential losses.
Individual Insurance
Homeowner/ Householder Insurance
Policy that covers the buildings/contents of private dwelling against fire and other perils. It also provides cover for the owner against legal liability to the Public for accidents caused by defect in the buildings.
Health Insurance
Type of insurance coverage that pays for medical and surgical expenses incurred by the insured.
Personal Accident Insurance
Provides compensation in the event of injuries, disability or death caused solely by violent, accidental, external and visible events.
Travel Insurance
Covers losses that may be incurred while travelling, such as medical expenses, flight cancellations, lost luggage, etc.
