Business Liability Insurance

Two Degrees offers a range of business liability insurance policies to protect your business, including professional indemnity, comprehensive general liability, public liability, directors and officers liability, and medical malpractice insurance.

Protect Your Business with Professional Indemnity Insurance

At Two Degrees, we understand that every business faces unique risks and challenges. That’s why we offer a range of business liability insurance policies to protect your business and give you peace of mind.

Professional indemnity insurance is designed to protect businesses from claims made against them by clients or third parties due to negligence, errors, or omissions in their work. It covers legal defense costs as well as any damages awarded against the business.


Comprehensive General Liability Coverage for Your Business

Comprehensive general liability insurance is a broad policy that covers a wide range of business liabilities, including bodily injury, property damage, personal injury, and advertising injury. It can protect your business from lawsuits and other claims made against it.

Public liability insurance provides coverage for businesses that interact with the public, such as retail stores, restaurants, and contractors. It protects businesses from claims made against them by members of the public for property damage, bodily injury, or other losses.

Medical Malpractice Insurance for Healthcare Providers

Medical malpractice insurance is specifically designed to protect healthcare providers from claims made against them for medical errors, negligence, or malpractice. It covers legal defense costs and any damages awarded against the healthcare provider.

At Two Degrees, we work with businesses of all sizes and in all industries to provide tailored business liability insurance solutions. Contact us today to learn more about how we can protect your business.



Business liability insurance protects your company against financial losses resulting from claims made against it due to accidents, injuries, or property damage that occur during the course of business operations. This insurance can cover legal fees, medical expenses, and compensation for damages awarded to third parties.
Any business that interacts with customers, clients, or the public should consider having business liability insurance. This includes small businesses, freelancers, contractors, and large corporations, as all businesses face potential liability risks in their daily operations.

There are several types of business liability insurance, including:

  • General Liability Insurance: Covers bodily injury, property damage, and personal and advertising injury claims.
  • Professional Indemnity Insurance: Covers errors, omissions, or negligence in professional services provided by your business.
  • Product Liability Insurance: Covers damage, injury, or death caused by your products.
  • Cyber Liability Insurance: Covers losses resulting from data breaches, cyberattacks, or other cyber-related incidents.
At Two Degrees, we work closely with you to assess your business’s unique risk profile and identify the appropriate liability insurance coverage for your needs. We have strong relationships with leading insurance providers, allowing us to recommend the most suitable policies and negotiate competitive rates on your behalf.
The cost of business liability insurance varies depending on your company’s size, industry, location, and the level of coverage you require. Two Degrees will work with you to find a policy that provides the necessary protection at a competitive price.
Yes, many insurance providers offer business owners’ policies (BOPs) that bundle general liability insurance with other essential coverages, such as property insurance. Two Degrees can help you explore bundling options to save money and simplify your insurance management.
If you need to file a claim, contact Two Degrees as soon as possible. We’ll guide you through the claims process, ensuring you provide all necessary documentation and information to the insurer. Our team will advocate on your behalf to help you achieve a fair and timely resolution.
Implementing risk management strategies, such as employee training, safety protocols, and regular inspections, can help reduce your liability risks. Two Degrees can assist you in identifying potential risks and developing effective risk management practices to safeguard your business.